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Malta

Malta offers a Citizenship by Investment program that grants individuals the opportunity to obtain Malta Citizenship through a direct investment route. It is one of the most prestigious citizenship programs in Europe, providing several benefits such as visa-free travel across the EU and the ability to reside, work, and study in Malta and the EU.

Requirements for the Golden Visa
Fund Investment

For Malta Citizenship by Investment (CSE) and the Malta Permanent Residency Program (MPRP), the investment requirements vary depending on the program and the specific route chosen. Below are the investment requirements for both programs:

Malta Citizenship by Investment (CSE)

To obtain Malta Citizenship by Investment, applicants must meet the following financial requirements:

  1. National Development and Social Fund Contribution:

    • €600,000 minimum contribution for the main applicant.
    • €50,000 for the spouse of the main applicant.
    • €25,000 for each dependent child under the age of 18.
    • €50,000 for each dependent child between the ages of 18 and 29, provided they are financially dependent and in full-time education.

  2. Real Estate Investment:

    • €700,000 minimum for purchasing a property in Malta. The property must be held for a minimum of 5 years.
    • Alternatively, applicants can lease property for at least €16,000 per year for a minimum of 5 years.

  3. Government Bonds or Investments:

    • €150,000 minimum investment in government bonds or equities, which must be held for at least 5 years.

  4. Donation to Charitable Causes:

    • €10,000 donation to a registered charitable organization in Malta.

  5. Other Fees:

    • Due Diligence Fee: Additional fees for due diligence checks (this varies by individual case).
    • Application Processing Fees: Includes administrative costs for the submission and processing of the application.

Malta Permanent Residency Program (MPRP)

For Malta Permanent Residency (MPRP), the investment requirements are generally more affordable than the Citizenship program, but still require a significant financial commitment:

  1. Real Estate Investment:

    • €300,000 minimum for purchasing property in Malta (or €350,000 if the property is located in Gozo or the south of Malta).
    • Alternatively, applicants may lease property for at least €12,000 per year (or €10,000 for Gozo and southern Malta).

  2. Government Contribution:

    • €30,000 non-refundable contribution to the Maltese government.

  3. Donation:

    • €5,000 donation to a registered charitable organization.

  4. Government Bonds/Investment:

    • €150,000 investment in government bonds, which must be held for at least 5 years.

  5. Other Fees:

    • Due Diligence Fees: Fees for background checks (typically varies based on applicant).
    • Application Processing Fees: These cover the administrative cost for processing the residency application.

Summary of Required Funds for Investment Programs:

  • Citizenship by Investment (CSE):

    • €600,000 for the main applicant contribution.
    • €700,000 for real estate investment.
    • €150,000 for government bonds.
    • €10,000 for a charitable donation.

  • Permanent Residency Program (MPRP):

    • €300,000 for real estate purchase.
    • €30,000 for government contribution.
    • €5,000 for a charitable donation.
    • €150,000 for government bonds.

How Oxbridge Can Assist:

  • Investment Guidance: Oxbridge can help guide you through the various investment routes available under both the Citizenship by Investment and Permanent Residency programs.
  • Real Estate Support: We offer access to exclusive properties that meet the investment criteria, ensuring that your real estate purchase or lease aligns with the program’s requirements.
  • Application Management: Oxbridge will assist with the preparation and submission of all necessary documents, including due diligence checks, to ensure that your application process is smooth and efficient.
  • Ongoing Support: Oxbridge provides continuous support, offering expert advice and assistance throughout your journey to gaining Maltese citizenship or residency.

By choosing Oxbridge, you can be confident in receiving professional assistance for navigating the complexities of these investment programs, ensuring that your investment meets all requirements and progresses smoothly towards approval.

Associated Costs

For both the Malta Citizenship by Investment (CSE) and Malta Permanent Residency Program (MPRP), there are additional associated costs beyond the main investment requirements. These costs cover administrative, processing, and due diligence fees, and they vary depending on the specifics of each application. Here's a breakdown:

Associated Costs for Malta Citizenship by Investment (CSE)

  1. Government Contribution:

    • Main Applicant: €600,000
    • Spouse: €50,000
    • Each Dependent Child (under 18): €25,000
    • Each Dependent Child (18–29): €50,000

  2. Real Estate Investment:

    • Minimum €700,000 for purchasing property or €16,000 annually for leasing a property.
    • Property-related fees: Notary fees, property registration, and stamp duty (~5% of property value).

  3. Government Bonds/Investment:

    • Minimum €150,000 investment in government bonds or equities (held for at least 5 years).

  4. Donation to Charitable Causes:

    • €10,000 donation to a registered charitable organization in Malta.

  5. Due Diligence and Application Fees:

    • Due Diligence Fees: Typically between €15,000 and €20,000, depending on the applicant’s background and family size.
    • Administrative and Processing Fees: These vary but generally range from €5,000 to €10,000 for the main applicant and lower for dependents.

  6. Legal and Advisory Fees:

    • Fees for expert legal and advisory services to ensure compliance with the program requirements and to handle the application submission.
    • This can range from €5,000 to €15,000, depending on the level of assistance required.

Associated Costs for Malta Permanent Residency Program (MPRP)

  1. Government Contribution:

    • €30,000 non-refundable contribution to the Maltese government.

  2. Real Estate Investment:

    • Minimum €300,000 for property in Malta or €350,000 for property in Gozo or southern Malta.
    • Alternatively, leasing for €12,000 per year (or €10,000 for Gozo/southern Malta).
    • Property-related fees: Notary fees, property registration, and stamp duty (~5% of property value).

  3. Government Bonds/Investment:

    • Minimum €150,000 investment in government bonds (held for at least 5 years).

  4. Donation to Charitable Causes:

    • €5,000 donation to a registered charitable organization in Malta.

  5. Due Diligence Fees:

    • €7,500–€15,000 for the main applicant, depending on the complexity and family size.

  6. Application Processing Fees:

    • Processing fees range between €3,000 and €5,000 for the main applicant and are lower for dependents.

  7. Legal and Advisory Fees:

    • €5,000–€10,000 for legal assistance with the application process, document preparation, and submission.

Total Associated Costs Overview:

  • Malta Citizenship by Investment (CSE):

    • Due Diligence Fees: €15,000–€20,000.
    • Application Processing Fees: €5,000–€10,000.
    • Legal and Advisory Fees: €5,000–€15,000.
    • Property Fees: ~5% of property value (for purchase).
    • Donation Fees: €10,000.

  • Malta Permanent Residency Program (MPRP):

    • Due Diligence Fees: €7,500–€15,000.
    • Application Processing Fees: €3,000–€5,000.
    • Legal and Advisory Fees: €5,000–€10,000.
    • Property Fees: ~5% of property value (for purchase).
    • Donation Fees: €5,000.

How Oxbridge Can Assist with Associated Costs:

  • Expert Guidance: Oxbridge can provide clear, upfront advice on the various fees and help manage costs throughout the application process.
  • Streamlined Application: We can assist with all associated costs and ensure that all due diligence, processing, and legal fees are paid on time to avoid any delays.
  • Legal and Advisory Support: Oxbridge offers legal and advisory services to handle your application smoothly, including assistance with property purchases, investment in government bonds, and donation submissions.
  • Transparency: We ensure that you are fully informed of all costs involved, including government, processing, and legal fees, ensuring no surprises along the way.

Choosing Oxbridge means you’ll receive professional assistance with navigating the financial and legal complexities of Malta's investment programs, optimizing your chances of success while minimizing potential challenges.

Eligibility and Requirements

Eligibility Requirements for Malta Citizenship by Investment (CSE)

To qualify for Malta's Citizenship by Investment Program (CSE), applicants must meet the following criteria:

  1. Age: Applicants must be at least 18 years old.

  2. Residency Requirement: Applicants must have resided in Malta for at least 12 months before submitting the citizenship application. This residency is typically granted after completing the investment and other formalities.

  3. Investment Criteria:

    • Government Contribution: The main applicant must make a €600,000 contribution to the government (or €750,000 for faster processing within 12 months).
    • Additional contributions apply for dependents: €50,000 for a spouse, €25,000 for each child under 18, and €50,000 for children aged 18–29.

  4. Real Estate Investment:

    • Minimum investment of €700,000 for purchasing a property, or a lease of €16,000 per year for a property in Malta.
    • The property must be held for a minimum of 5 years.

  5. Government Bond Investment:

    • Applicants must invest a minimum of €150,000 in government bonds, held for at least 5 years.

  6. Good Health:

    • Applicants must be in good health and provide proof through a medical certificate.

  7. Due Diligence:

    • Applicants must undergo a thorough background check. There must be no criminal record, and the source of the funds must be proven to be legally acquired.

  8. Language Skills:

    • Malta does not require applicants to demonstrate proficiency in the Maltese or English language. However, basic knowledge of one of the official languages may be beneficial.

  9. Financial Standing:

    • Applicants must show they have sufficient financial resources to support themselves and their dependents without relying on social welfare in Malta.

Eligibility Requirements for Malta Permanent Residency Program (MPRP)

To qualify for Malta's Permanent Residency Program (MPRP), applicants must meet the following criteria:

  1. Age: Applicants must be at least 18 years old.

  2. Investment Criteria:

    • Government Contribution: Applicants must contribute €30,000 to the Maltese government as a non-refundable fee.
    • Real Estate Investment: Applicants must invest in real estate with a minimum value of €300,000 (in most areas) or €350,000 in Gozo or the southern part of Malta. Alternatively, they can lease a property for €12,000 per year (or €10,000 in Gozo or southern Malta).
    • Government Bonds Investment: Applicants must invest €150,000 in government bonds, which must be held for at least 5 years.

  3. Good Health: Applicants must be in good health and provide a medical certificate.

  4. Background Check:

    • A detailed due diligence process will be conducted, including checks for any criminal history. The applicant must be able to prove the legal source of funds.

  5. Residency in Malta:

    • Applicants must maintain residency in Malta, but there is no minimum stay requirement per year.

  6. Dependents:

    • Spouse, children under 18, dependent children aged 18-29 (if studying and unmarried), and dependent parents aged 65 or over can be included in the application.

  7. Financial Stability:

    • Applicants must demonstrate sufficient financial resources to support themselves and their dependents while residing in Malta without relying on social welfare.

  8. No Immigration History:

    • Applicants should have a clean immigration history and not be flagged for any violations in other countries.

How Oxbridge Can Assist:

  • Comprehensive Support: Oxbridge offers guidance on all aspects of the application, from selecting the appropriate investment option to ensuring eligibility criteria are met.
  • Document Preparation: We help with the preparation and verification of documents to fulfill the necessary requirements, such as health certificates, financial proof, and background checks.
  • Due Diligence: Our team will guide you through the due diligence process, helping to ensure that your application proceeds smoothly and efficiently.
  • Legal Advice: Oxbridge provides expert legal advice, ensuring compliance with all Malta residency and citizenship laws.
  • Family Applications: We assist with including eligible dependents in your application, making sure they meet all requirements.

By partnering with Oxbridge, you can navigate the complex application process with confidence and minimize delays in securing your Maltese residency or citizenship.

 
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